Arab Financial institution Group reported stable outcomes for the primary 9 months of 2025, with 9.3% enhance in internet earnings after tax reaching $ 818.1 million as in comparison with $748.6 million for a similar interval final yr. The Group maintained its sturdy capital base with a complete fairness of $ 12.9 billion.
This development was fueled by larger exercise in core banking operations and an expanded buyer base within the Group’s key markets. The Group’s Belongings grew by 8.9% to succeed in $76.8 billion, with a mortgage portfolio internet development by 8.6% to $ 37 billion, and deposits grew by 8% to succeed in $ 55.8 billion.
Commenting on the monetary outcomes, Mr. Sabih Masri, Chairman of Arab Financial institution, acknowledged that the stable efficiency achieved through the 9 months of 2025 displays the Group’s agency dedication to executing its long-term technique, which is centered on sustainable development and enhanced effectivity in liquidity, capital and threat administration. He emphasised that these outcomes display the Group’s sturdy means to adapt to evolving financial circumstances, navigate challenges and proceed offering superior banking options and companies that meet the wants and expectations of its purchasers throughout numerous markets and working environments.
Mr. Masri underscored the Group’s continued dedication to increasing its wealth administration and personal banking enterprise, highlighting Arab Financial institution Switzerland’s latest merger of Gonet & Cie SA (“Gonet”) and ONE swiss financial institution SA (“ONE”) as a key step in consolidating its capabilities and enhancing shopper choices. He famous that the Group’s regional growth additionally gained additional momentum with the launch of its subsidiary’s operations in Iraq (Arab Financial institution Iraq) earlier this yr, marking a big milestone within the Group’s strategic development journey and reinforcing its presence throughout key MENA markets.
Ms. Randa Sadik, Arab Financial institution’s Chief Government Officer, highlighted that the Group’s vast geographic presence and diversified income streams performed a pivotal function in supporting operational efficiency and delivering sturdy outcomes regardless of challenges posed by the present financial setting.
She highlighted that the Group maintained stable ranges of liquidity, with a loans-to-deposits ratio of 73.2%, and continued to undertake a prudent credit score coverage, with credit score provisions in opposition to non-performing loans above 100%. The Group maintains a robust capital base, primarily composed of core capital, with a capital adequacy ratio of 17.2%, which is properly above the minimal requirement set by the Central Financial institution of Jordan.
Ms. Sadik additionally identified that Arab Financial institution Group continues its investments in digital and revolutionary banking options and companies designed to reinforce buyer expertise and help long-term development. She highlighted that these efforts make sure the Group stays properly positioned to maintain its momentum and competitiveness amid the fast transformation shaping the regional and world banking sector.