Dubai Islamic Financial institution (DIB) showcased one other sturdy efficiency within the first half of 2025, with working income of AED 6.4 billion, driving a 16% YoY enhance in pre-tax revenue to AED 4.3 billion. Double-digit development in financing and deposits, coupled with improved asset high quality, underpinned one other historic milestone because the stability sheet surpassed the USD 100 billion mark.
In accordance with the monetary outcomes, web revenue grew to AED3.7 bn as core enterprise momentum continues, reflecting an enchancment in price of threat.
Stability sheet expanded by 8% YTD to AED373 bn, surpassing the USD100 bn mark. Internet Financing Property grew 12% YTD to AED237 bn, reflecting wholesome demand throughout key buyer segments. On the wholesale entrance, each native and cross-border companies contributed to this development throughout sectors akin to sovereigns, utilities, and aviation. The buyer enterprise additionally recorded stable development throughout all product traces.
Sukuk portfolio grew 9% YTD to AED89 bn. This portfolio largely contains of high-quality and well-rated sovereigns and FIs. Buyer Deposits rose 14% YTD to AED284 bn, underpinned by sturdy buyer acquisition and retention.
Mohammed Ibrahim Al Shaibani, Director-Basic of His Highness The Ruler’s Courtroom of Dubai and Chairman of DIB, stated, “The monetary sector performs a central function in reinforcing this basis. Inside it, DIB has sustained its efficiency by means of sound governance and a steadfast dedication to value-based banking. The outcomes delivered within the first half of the 12 months replicate a legacy of progress formed by 5 a long time of alignment with the nation’s growth agenda.
‘’This 12 months marks a defining milestone in that journey. Since its founding in 1975, DIB has advanced into a number one Islamic monetary establishment, with greater than AED 65 billion in market capitalisation and AED 370 billion in belongings. Within the first half of 2025, the financial institution surpassed $100 billion in whole belongings. It is a marker not solely of scale, but in addition of adaptability and nimbleness to reply to the everchanging world panorama. This progress affirms the energy of a long-term technique grounded in belief, resilience, and readability of objective,” he added.
Dr. Adnan Chilwan, Group Chief Govt Officer of DIB, commented: ” Regardless of the volatilities round we delivered a big 16% rise in pre-tax revenue which exceeded AED 4.3 billion. While the introduction of company tax this 12 months provides a brand new component, our post-tax revenue additionally got here in sturdy at AED3.7 billion, a stable enhance of 10%.”
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