Arab Financial institution Group reported stable outcomes for the primary half of 2025, with 6% improve in web earnings after tax reaching $535.3 million as in comparison with $502.8 million for a similar interval final 12 months. The Group maintained its robust capital base with a complete fairness of $12.5 billion.
The Group’s Property grew by 9% to achieve $75.2 billion, loans of $39.8 billion confirmed a web development by 6%, and deposits grew by 9% to achieve $55.3 billion.
Commenting on the financial institution’s efficiency, Mr. Sabih Masri, Chairman of the Board of Administrators acknowledged that the robust outcomes achieved within the first half of 2025 are a transparent testomony to the effectiveness of the financial institution’s technique and the resilience of its working mannequin. He famous that regardless of ongoing financial headwinds and regional geopolitical uncertainties, the financial institution continued to prudently develop its operations and ship sustainable development and wholesome returns for shareholders.
Trying forward, Mr. Masri affirmed the financial institution’s dedication to executing its built-in company technique and long-term imaginative and prescient, with a transparent concentrate on assembly the evolving expectations of each shareholders and shoppers.”
Mr. Masri emphasised that Arab Financial institution Switzerland accomplished the merger of Gonet & Cie SA (“Gonet”) and ONE swiss financial institution SA (“ONE”) and strengthen its presence in Switzerland and operational entities overseas. Arab Financial institution Switzerland Group belongings beneath administration elevated to achieve CHF 18 billion.
Ms. Randa Sadik, Chief Government Officer, acknowledged that the underlying efficiency of the Group continues its development trajectory with first half outcomes recording a wholesome improve of 5% in income whereas sustaining a stable steadiness sheet development of 9%.
Ms. Sadik emphasised that the financial institution stays centered on sustaining excessive liquidity and preserving its excessive asset high quality. The Group’s loan-to-deposit ratio stood at 72% and credit score provisions held towards non-performing loans proceed to exceed 100%. Arab Financial institution Group maintains a robust capital base that’s predominantly composed of frequent fairness with a capital adequacy ratio of 17.1%.
It’s value mentioning that Arab Financial institution has lately acquired the “Finest Financial institution within the Center East 2025” award from New York-based International Finance journal, a testomony to its main place within the regional banking sector.